Terms of Use

CT Dollars and Sense Website

Terms of Use

Thank you for visiting the CT Dollars and Sense website (“Website”).  The Website is managed by the Connecticut Higher Education Supplemental Loan Authority (“CHESLA”) (“the Manager”).  When the words “you” or “your” are used in the Terms of Use (“the Terms”) we mean you and any visitor of the Website.  When the words “we” or “us” are used in the Terms of Use, we mean the Manager.  We provide this Website to you subject to the Terms and when you use this Website, you agree to abide by the Terms.  If you do not agree to abide by the Terms, you may not use this Website.

We reserve the right to make changes to this Website and to modify the Terms at any time at our sole discretion.  We encourage you to review the Terms frequently for such modifications.  By your use of this Website, you agree to abide by any such modifications to the Terms, which are binding on you.

Disclaimers and Limitation of Liability

We make every effort to insure the presentation of accurate and current information on this Website, however, we makes no warranties or guarantees as to the accuracy of the information presented on this Website. You agree that use of this Website is at your sole risk.  Neither we, nor our affiliates, nor any of our officers, directors, or employees, agents, third-party content providers, merchants, sponsors, licensors or the like, warrant that the content of this Website will be uninterrupted or error-free; nor do we make any warranty as to the results that may be obtained from the use of this Website.

THIS WEBSITE IS PROVIDED BY US ON AN “AS IS” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE, THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS, INCLUDED ON THIS WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TRADE USAGE AND NONINFRINGEMENT.

WE WILL NOT BE LIABLE FOR ANY LOSS OF USE, LOSS OF DATA, INTERRUPTION OF BUSINESS, LOST PROFITS OR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES OF ANY KIND, REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, ARISING FROM THE USE OF OR THE INABILITY TO USE THIS WEBSITE OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO OUR RECORDS, PROGRAMS, OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGES. YOU AGREE THAT THIS PARAGRAPH SHALL APPLY TO ALL CONTENT, SOFTWARE AND SERVICES AVAILABLE THROUGH THE WEBSITE.

For Informational Purposes Only

We make available the information on this Website for informational purposes only. You are solely responsible for the information you provide on this Website and for the information you use that you view on this Website.  Information on this Website is not intended to create any business relationship.

Copyright and Trademark Information

The content included on this Website, such as text, graphics, logos, images, recordings and software is our property and/or its content suppliers and may protected by copyright or trademark laws. 

License for Your Use

For any period of time that you use this Website and abide by these terms, we grant to you a limited, revocable and nonexclusive license to access this Website for your use but not to copy, download or modify it, or any portion of it, for any commercial purpose except with our express written consent. This Website or any portion of this Website may not be reproduced, duplicated, copied, sold or otherwise exploited for any commercial purpose without our express written consent.  You may not utilize framing to enclose any trademark, logo, content or other proprietary information contained on this Website without our express written consent.  You may not use any meta tags or any other “hidden text” utilizing our or our affiliates’ trademarks without our express written consent.

You agree to use this Website only for lawful purposes, and you acknowledge that your failure to do so may subject you to civil or criminal liability.  You agree not to disrupt, modify, or interfere with this Website or its associated software, hardware and servers in any way and you agree not to impede or interfere with others’ use of this Website. You further agree not to alter or tamper with any information or materials on or associated with this Website.

Any unauthorized use or violation of these terms automatically terminates the permission or license granted by us to access this Website.

Website Links

This Website may provide links or references to third party websites, email addresses or applications or of providers of informational articles or other information.  We are not responsible for any information you choose to provide to those third party websites, email addresses or applications; any information, products or services you acquire from those third parties, or any damages arising from your access to or use of those third party websites, email addresses or applications.  Any links to third party websites, email addresses and applications are provided as a convenience to visitors of this Website and any inclusion of any such links in this Website does not imply an endorsement or warranty of the third party websites, email addresses or applications or their security, content, products, offerings or services.  You are cautioned that any third party websites or applications are governed by their own terms of use and privacy policies, so when linking you should make sure to visit the appropriate pages of those third party websites or applications to determine what terms of use and privacy policies will apply to your use.

Applicable Law and Jurisdiction

By visiting this Website, you agree that these Terms for all purposes shall be governed and construed in accordance with the laws of the State of Connecticut, without regard to principles of conflict of law, and that any action based on or alleging a breach of these provisions must be brought in a state or federal court located in the State of Connecticut. In addition, you agree to submit to the personal jurisdiction and venue of such courts.

How to Contact Us

If you have questions about these Terms you can contact us at jhurlock@chesla.org or by phone at (860) 520-4001 and ask for our website coordinator.

January 27, 2020