{"id":243992,"date":"2024-05-29T15:17:59","date_gmt":"2024-05-29T15:17:59","guid":{"rendered":"https:\/\/server.peraltadev.com\/ctds\/?page_id=243992"},"modified":"2024-05-29T15:51:49","modified_gmt":"2024-05-29T15:51:49","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/server.peraltadev.com\/ctds\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;98deg&#8221; background_color_gradient_stops=&#8221;rgba(11,65,99,0) 0%|#2a803e 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/server.peraltadev.com\/ctds\/wp-content\/uploads\/2024\/05\/looking-on-the-computer.jpg&#8221; background_position=&#8221;top_center&#8221; background_vertical_offset=&#8221;67%&#8221; 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_module_preset=&#8221;default&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.6em&#8221; header_font=&#8221;||||||||&#8221; header_font_size=&#8221;43px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font_size=&#8221;48px&#8221; header_2_line_height=&#8221;1.2em&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;640px&#8221; max_width_tablet=&#8221;75%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;right&#8221; text_font_size_tablet=&#8221;17px&#8221; text_font_size_phone=&#8221;15px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;34px&#8221; header_font_size_phone=&#8221;34px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_line_height_tablet=&#8221;1.2em&#8221; header_line_height_phone=&#8221;1em&#8221; header_line_height_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;48px&#8221; header_2_font_size_phone=&#8221;36px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Privacy Policy<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;2rem||2rem||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f2f2f2&#8243; max_width=&#8221;1280px&#8221; custom_margin=&#8221;5rem||||false|false&#8221; custom_padding=&#8221;3rem|3rem|3rem|3rem|true|true&#8221; custom_padding_tablet=&#8221;3rem|3rem|3rem|3rem|true|true&#8221; custom_padding_phone=&#8221;3rem|1rem|3rem|1rem|true|true&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_blur=&#8221;7px&#8221; box_shadow_spread=&#8221;-2px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|true&#8221; custom_padding_tablet=&#8221;|1rem||1rem|false|true&#8221; custom_padding_phone=&#8221;|0rem||0rem|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_5_text_align=&#8221;center&#8221; width=&#8221;85%&#8221; width_tablet=&#8221;85%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 align=\"center\"><b><u>CT Dollars and Sense<\/u><\/b><b><u>\u00a0Website<\/u><\/b><\/h2>\n<h4 align=\"center\"><strong>Privacy Policy<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p style=\"font-weight: 400;\">Welcome to the\u00a0CT Dollars and Sense\u00a0website (\u201cWebsite\u201d).\u00a0 The Website is managed by the Connecticut Higher Education Supplemental Loan Authority (\u201cCHESLA\u201d) (the \u201cManager\u201d).\u00a0\u00a0When the words \u201cyou\u201d or \u201cyour\u201d are used in this Privacy Policy we mean you and any visitor of the Website.\u00a0 When the words \u201cwe\u201d or \u201cus\u201d are used in this Privacy Policy, we mean the Manager.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">We\u00a0reserve\u00a0the\u00a0right\u00a0to make\u00a0changes\u00a0to this Website\u00a0and\u00a0to modify this Privacy Policy\u00a0at\u00a0any\u00a0time\u00a0at\u00a0our sole\u00a0discretion.\u00a0 We\u00a0encourage\u00a0you\u00a0to review the Privacy Policy frequently for\u00a0such\u00a0modifications.\u00a0<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">This Privacy Policy describes our\u00a0agreement\u00a0with\u00a0you\u00a0regarding\u00a0how we will\u00a0handle\u00a0certain\u00a0information on the\u00a0Website.\u00a0 This Privacy Policy\u00a0does\u00a0not\u00a0address\u00a0information obtained\u00a0from\u00a0other\u00a0sources\u00a0such\u00a0as\u00a0submissions\u00a0by\u00a0mail, phone or other\u00a0devices\u00a0or from\u00a0personal\u00a0contact.\u00a0By\u00a0accessing the\u00a0Website and\/or\u00a0providing\u00a0information\u00a0to us on the Website,\u00a0you\u00a0consent\u00a0to the\u00a0collection,\u00a0use\u00a0and\u00a0disclosure of\u00a0certain\u00a0information\u00a0in\u00a0accordance\u00a0with this Privacy\u00a0Policy.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\"><b><strong><u>Information<\/u><\/strong><\/b><b><strong><u>\u00a0Collected\u00a0on Our Website<\/u><\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">If\u00a0you\u00a0merely download\u00a0material\u00a0or\u00a0browse through\u00a0the\u00a0Website,\u00a0our\u00a0servers\u00a0may\u00a0automatically\u00a0collect\u00a0certain\u00a0information\u00a0from\u00a0you\u00a0which\u00a0may\u00a0include:\u00a0(a) the\u00a0name\u00a0of the domain and host\u00a0from\u00a0which\u00a0you\u00a0access\u00a0the\u00a0Internet;\u00a0(b)\u00a0the\u00a0browser\u00a0software\u00a0you\u00a0use\u00a0and\u00a0your\u00a0operating\u00a0system;\u00a0and\u00a0(c) the\u00a0Internet\u00a0address\u00a0of the\u00a0website\u00a0from which\u00a0you\u00a0linked\u00a0to\u00a0the\u00a0Website. The information we\u00a0automatically\u00a0collect\u00a0may be used to improve the Website to\u00a0make\u00a0it\u00a0as\u00a0useful\u00a0as possible for our\u00a0visitors;\u00a0and, such\u00a0information\u00a0may\u00a0be\u00a0tied to the\u00a0personal\u00a0information\u00a0you\u00a0choose\u00a0to provide to us.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">We do\u00a0collect\u00a0and\u00a0keep\u00a0personal\u00a0information\u00a0when\u00a0you\u00a0choose to voluntarily submit such\u00a0information.\u00a0For example,\u00a0if\u00a0you\u00a0choose\u00a0to fill out a\u00a0form\u00a0on the\u00a0Website,\u00a0or provide your email address, we\u00a0retain\u00a0the\u00a0information\u00a0submitted\u00a0by\u00a0you.\u00a0 You should not submit any\u00a0information\u00a0that\u00a0you\u00a0do not\u00a0want\u00a0to be\u00a0retained.\u00a0 We are a public agency under the Connecticut Freedom of Information Act; therefore, this information may be subject to public inspection if not protected by federal or state law.\u00a0\u00a0Please\u00a0note\u00a0that\u00a0if\u00a0we\u00a0decide to\u00a0change\u00a0the\u00a0manner\u00a0in which we use\u00a0personal\u00a0information,\u00a0we may update this Privacy Policy\u00a0at\u00a0our sole discretion.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\"><u>NOTICE<\/u><u>\u00a0TO\u00a0CHILDREN\u00a0UNDER\u00a0THE AGE OF 13\u00a0AND\u00a0THEIR\u00a0PARENTS\u00a0OR\u00a0LEGAL\u00a0GUARDIANS<\/u>:\u00a0IF\u00a0YOU\u00a0ARE\u00a0UNDER\u00a0THE\u00a0AGE\u00a0OF 13\u00a0AND\u00a0WOULD\u00a0LIKE\u00a0TO\u00a0CONTACT\u00a0US\u00a0PLEASE\u00a0DO SO\u00a0THROUGH\u00a0YOUR\u00a0PARENTS\u00a0OR\u00a0LEGAL\u00a0GUARDIANS.\u00a0 WE\u00a0DO\u00a0NOT\u00a0KNOWINGLY\u00a0COLLECT\u00a0PERSONAL\u00a0INFORMATION\u00a0FROM\u00a0CHILDREN\u00a0UNDER\u00a0THE\u00a0AGE\u00a0OF 13.\u00a0IF\u00a0YOU\u00a0ARE\u00a0UNDER\u00a0THE\u00a0AGE OF 13, DO\u00a0NOT\u00a0SEND\u00a0US\u00a0ANY\u00a0PERSONAL\u00a0INFORMATION\u00a0INCLUDING WITHOUT\u00a0LIMITATION\u00a0YOUR\u00a0EMAIL ADDRESS, NAME\u00a0AND\/OR\u00a0CONTACT\u00a0INFORMATION.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\"><b><strong><u>Disclosure\u00a0<\/u><\/strong><\/b><b><strong><u>of\u00a0Personal\u00a0Information\u00a0to Third Parties<\/u><\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">We\u00a0do\u00a0not sell or rent the\u00a0personal\u00a0information\u00a0you\u00a0choose to provide to us to any third\u00a0party.\u00a0Also, we will not\u00a0disclose\u00a0the\u00a0personal\u00a0information\u00a0you\u00a0provide to us to any third\u00a0party\u00a0without\u00a0your\u00a0consent,\u00a0except\u00a0(a)\u00a0as\u00a0required\u00a0by\u00a0law;\u00a0(b)\u00a0to\u00a0service\u00a0providers\u00a0where\u00a0the disclosure will\u00a0enable\u00a0that\u00a0party to perform business,\u00a0professional\u00a0or\u00a0technical\u00a0support; and (c) to the following Website participants:\u00a0 Connecticut Office of Higher Education, the Connecticut Office of Consumer Protection, and the Connecticut Department of Banking.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">We\u00a0may\u00a0be\u00a0required\u00a0to\u00a0disclose\u00a0personal\u00a0information in\u00a0response\u00a0to\u00a0valid\u00a0legal\u00a0process,\u00a0such\u00a0as\u00a0a\u00a0search\u00a0warrant,\u00a0subpoena, or court\u00a0order,\u00a0or\u00a0pursuant\u00a0to the\u00a0Connecticut\u00a0Freedom\u00a0of\u00a0Information\u00a0Act.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\"><b><strong><u>Receiving<\/u><\/strong><\/b><b><strong><u>\u00a0<\/u><\/strong><\/b><b><strong><u>Materials<\/u><\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">We may send\u00a0you\u00a0informational materials such\u00a0as newsletters\u00a0by\u00a0email\u00a0or postal\u00a0mail\u00a0when\u00a0you\u00a0submit\u00a0addresses\u00a0via the Website.\u00a0By\u00a0your\u00a0using the\u00a0Website and\u00a0providing\u00a0you\u00a0email\u00a0or postal\u00a0mail\u00a0addresses,\u00a0you\u00a0are consenting to our\u00a0sending\u00a0you\u00a0such\u00a0informational materials.\u00a0\u00a0If\u00a0you\u00a0do not\u00a0want\u00a0to\u00a0receive\u00a0information\u00a0materials,\u00a0please select\u00a0\u2018unsubscribe\u2019\u00a0and\u00a0follow\u00a0the procedure or\u00a0send\u00a0an\u00a0email\u00a0with\u00a0your\u00a0name, mailing\u00a0address\u00a0and\u00a0email\u00a0address\u00a0to\u00a0<a href=\"mailto:jhurlock@chesla.org\">jhurlock@chesla.org<\/a>. When we\u00a0receive\u00a0your\u00a0request,\u00a0we will take reasonable steps to\u00a0remove\u00a0your name\u00a0from\u00a0such lists.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\"><b><strong><u>Cookies<\/u><\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">A\u00a0cookie\u00a0is a small text file that a\u00a0website can\u00a0place on\u00a0your\u00a0computer&#8217;s\u00a0hard drive\u00a0for record-keeping\u00a0or other\u00a0administrative\u00a0purposes. Our\u00a0Website\u00a0may use\u00a0cookies\u00a0to help to\u00a0personalize\u00a0your experience\u00a0on the\u00a0Website.\u00a0You\u00a0have\u00a0the ability to\u00a0accept\u00a0or\u00a0decline cookies.\u00a0Although most\u00a0web\u00a0browsers\u00a0accept\u00a0cookies\u00a0automatically, usually\u00a0you can\u00a0modify\u00a0your\u00a0browser\u00a0setting to\u00a0decline\u00a0cookies.\u00a0If\u00a0you\u00a0decide to decline\u00a0cookies,\u00a0you\u00a0may not be\u00a0able\u00a0to fully use the\u00a0features\u00a0of the Website. Cookies may\u00a0also\u00a0be\u00a0used\u00a0at certain\u00a0sites\u00a0accessible\u00a0through\u00a0links on the\u00a0Website.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\"><b><strong>Google Analytics<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">The Website uses Google Analytics to help analyze how users use the site. The tool uses cookies (described above) to collect standard Internet log information and visitor behavior information in an anonymous form. The information generated by the cookie about your use of the website (including IP address) is transmitted to Google. This information is then used to evaluate visitors\u2019 use of the website and to compile statistical reports on website activity.\u00a0You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser.<\/p>\n<p style=\"font-weight: 400;\"><b><strong><u>Links<\/u><\/strong><\/b><b><strong><u>\u00a0to\u00a0Other\u00a0Websites<\/u><\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">We are\u00a0not\u00a0responsible\u00a0for the\u00a0practices\u00a0or\u00a0policies\u00a0of the\u00a0websites\u00a0linked\u00a0to or from the\u00a0Website,\u00a0including without\u00a0limitation\u00a0their\u00a0privacy\u00a0practices\u00a0or\u00a0policies.\u00a0If\u00a0you\u00a0elect\u00a0to use a link that\u00a0accesses\u00a0another\u00a0party\u2019s\u00a0website,\u00a0you\u00a0will be\u00a0subject\u00a0to that website\u2019s\u00a0practices\u00a0and\u00a0policies.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\"><b><strong><u>Security<\/u><\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.\u00a0 Only employees who need the information to perform a specific job are granted access to personally identifiable information. The computers\/servers in which we store personally identifiable information are kept in a secure environment.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\"><u>How to\u00a0Contact\u00a0Us<\/u>:\u00a0If\u00a0you\u00a0have questions\u00a0about\u00a0this Privacy Policy or\u00a0if\u00a0you\u00a0wish that we modify the personal\u00a0information\u00a0that\u00a0we\u00a0have\u00a0collected,\u00a0you\u00a0can\u00a0contact\u00a0us at\u00a0<a href=\"mailto:jhurlock@chesla.org\">jhurlock@chesla.org<\/a>\u00a0or\u00a0by\u00a0phone\u00a0at\u00a0(860) 520-4001\u00a0and\u00a0ask\u00a0for our website\u00a0coordinator.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">January 27, 2021<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Privacy PolicyCT Dollars and Sense\u00a0Website Privacy Policy &nbsp; Welcome to the\u00a0CT Dollars and Sense\u00a0website (\u201cWebsite\u201d).\u00a0 The Website is managed by the Connecticut Higher Education Supplemental Loan Authority (\u201cCHESLA\u201d) (the \u201cManager\u201d).\u00a0\u00a0When the words \u201cyou\u201d or \u201cyour\u201d are used in this Privacy Policy we mean you and any visitor of the Website.\u00a0 When the words \u201cwe\u201d or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-243992","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/server.peraltadev.com\/ctds\/wp-json\/wp\/v2\/pages\/243992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/server.peraltadev.com\/ctds\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/server.peraltadev.com\/ctds\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/server.peraltadev.com\/ctds\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/server.peraltadev.com\/ctds\/wp-json\/wp\/v2\/comments?post=243992"}],"version-history":[{"count":4,"href":"https:\/\/server.peraltadev.com\/ctds\/wp-json\/wp\/v2\/pages\/243992\/revisions"}],"predecessor-version":[{"id":244002,"href":"https:\/\/server.peraltadev.com\/ctds\/wp-json\/wp\/v2\/pages\/243992\/revisions\/244002"}],"wp:attachment":[{"href":"https:\/\/server.peraltadev.com\/ctds\/wp-json\/wp\/v2\/media?parent=243992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}