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Thank you for visiting the\u00a0CT Dollars and Sense\u00a0website (\u201cWebsite\u201d).\u00a0 The Website is managed by the Connecticut Higher Education Supplemental Loan Authority (\u201cCHESLA\u201d) (\u201cthe Manager\u201d).\u00a0\u00a0When the words \u201cyou\u201d or \u201cyour\u201d are used in the Terms of Use (\u201cthe Terms\u201d) we mean you and any visitor of the Website.\u00a0 When the words \u201cwe\u201d or \u201cus\u201d are used in the Terms of Use, we mean the Manager.\u00a0 We provide this Website to\u00a0you\u00a0subject\u00a0to the\u00a0Terms and when\u00a0you\u00a0use this\u00a0Website,\u00a0you\u00a0agree\u00a0to abide\u00a0by\u00a0the Terms. \u00a0If\u00a0you\u00a0do not\u00a0agree\u00a0to abide\u00a0by\u00a0the Terms,\u00a0you\u00a0may\u00a0not use this Website.<\/p>\n
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We\u00a0reserve\u00a0the\u00a0right\u00a0to make\u00a0changes\u00a0to this Website\u00a0and\u00a0to modify the Terms\u00a0at\u00a0any\u00a0time\u00a0at\u00a0our sole\u00a0discretion.\u00a0 We\u00a0encourage\u00a0you\u00a0to review the Terms frequently for\u00a0such\u00a0modifications.\u00a0\u00a0By\u00a0your\u00a0use\u00a0of\u00a0this\u00a0Website,\u00a0you\u00a0agree\u00a0to\u00a0abide\u00a0by\u00a0any\u00a0such\u00a0modifications\u00a0to the Terms,\u00a0which\u00a0are binding\u00a0on\u00a0you.<\/p>\n
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Disclaimers<\/u><\/strong><\/b>\u00a0and\u00a0Limitation\u00a0of\u00a0Liability<\/u><\/strong><\/b><\/p>\n We\u00a0make every\u00a0effort\u00a0to insure the\u00a0presentation\u00a0of\u00a0accurate\u00a0and\u00a0current\u00a0information on this\u00a0Website,\u00a0however, we makes\u00a0no\u00a0warranties\u00a0or\u00a0guarantees\u00a0as to the accuracy of the\u00a0information\u00a0presented\u00a0on this\u00a0Website.\u00a0You\u00a0agree\u00a0that use\u00a0of\u00a0this Website is at\u00a0your\u00a0sole risk.\u00a0\u00a0Neither\u00a0we, nor\u00a0our\u00a0affiliates,\u00a0nor any of\u00a0our\u00a0officers,\u00a0directors,\u00a0or\u00a0employees,\u00a0agents,\u00a0third-party\u00a0content\u00a0providers,\u00a0merchants,\u00a0sponsors,\u00a0licensors\u00a0or the\u00a0like,\u00a0warrant\u00a0that\u00a0the content of this Website will be\u00a0uninterrupted\u00a0or error-free; nor do we make\u00a0any\u00a0warranty\u00a0as\u00a0to the\u00a0results\u00a0that may\u00a0be\u00a0obtained\u00a0from\u00a0the use of this\u00a0Website.<\/p>\n \n THIS\u00a0WEBSITE\u00a0IS\u00a0PROVIDED\u00a0BY\u00a0US ON\u00a0AN\u00a0“AS\u00a0IS”\u00a0BASIS.\u00a0WE MAKE NO\u00a0REPRESENTATIONS\u00a0OR\u00a0WARRANTIES\u00a0OF\u00a0ANY\u00a0KIND,\u00a0EXPRESS\u00a0OR\u00a0IMPLIED,\u00a0AS TO\u00a0THE\u00a0OPERATION\u00a0OF\u00a0THE\u00a0WEBSITE,\u00a0THE\u00a0INFORMATION,\u00a0CONTENT,\u00a0MATERIALS\u00a0OR PRODUCTS,\u00a0INCLUDED\u00a0ON\u00a0THIS\u00a0WEBSITE.\u00a0TO\u00a0THE\u00a0FULL\u00a0EXTENT PERMISSIBLE\u00a0BY\u00a0APPLICABLE\u00a0LAW,\u00a0WE\u00a0DISCLAIM\u00a0ALL\u00a0WARRANTIES,\u00a0EXPRESS OR\u00a0IMPLIED,\u00a0INCLUDING\u00a0BUT\u00a0NOT\u00a0LIMITED\u00a0TO, IMPLIED\u00a0WARRANTIES\u00a0OF\u00a0MERCHANTABILITY,\u00a0FITNESS\u00a0FOR\u00a0A\u00a0PARTICULAR\u00a0PURPOSE,\u00a0TRADE\u00a0USAGE\u00a0AND\u00a0NONINFRINGEMENT.<\/p>\n \n WE\u00a0WILL\u00a0NOT BE\u00a0LIABLE\u00a0FOR\u00a0ANY\u00a0LOSS\u00a0OF USE,\u00a0LOSS\u00a0OF DATA,\u00a0INTERRUPTION\u00a0OF\u00a0BUSINESS,\u00a0LOST\u00a0PROFITS\u00a0OR ANY\u00a0DIRECT,\u00a0INDIRECT,\u00a0SPECIAL,\u00a0INCIDENTAL,\u00a0PUNITIVE\u00a0AND\u00a0CONSEQUENTIAL\u00a0DAMAGES\u00a0OF\u00a0ANY\u00a0KIND,\u00a0REGARDLESS\u00a0OF THE\u00a0FORM\u00a0OF\u00a0ACTION\u00a0WHETHER\u00a0IN\u00a0CONTRACT,\u00a0TORT,\u00a0NEGLIGENCE,\u00a0STRICT\u00a0LIABILITY\u00a0OR OTHERWISE,\u00a0ARISING\u00a0FROM\u00a0THE\u00a0USE OF OR THE\u00a0INABILITY\u00a0TO\u00a0USE\u00a0THIS\u00a0WEBSITE\u00a0OR\u00a0THAT\u00a0RESULT\u00a0FROM\u00a0MISTAKES,\u00a0OMISSIONS,\u00a0INTERRUPTIONS,\u00a0DELETION\u00a0OF\u00a0FILES\u00a0OR\u00a0EMAIL,\u00a0ERRORS,\u00a0DEFECTS,\u00a0VIRUSES,\u00a0DELAYS\u00a0IN\u00a0OPERATION\u00a0OR\u00a0TRANSMISSION,\u00a0OR ANY\u00a0FAILURE\u00a0OF PERFORMANCE, WHETHER OR\u00a0NOT\u00a0RESULTING\u00a0FROM\u00a0ACTS OF\u00a0GOD,\u00a0COMMUNICATIONS\u00a0FAILURE,\u00a0THEFT,\u00a0DESTRUCTION,\u00a0OR\u00a0UNAUTHORIZED\u00a0ACCESS TO\u00a0OUR\u00a0RECORDS, PROGRAMS, 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Copyright<\/u><\/strong><\/b>\u00a0and Trademark\u00a0Information<\/u><\/strong><\/b><\/p>\n The\u00a0content\u00a0included\u00a0on this\u00a0Website,\u00a0such\u00a0as\u00a0text,\u00a0graphics,\u00a0logos,\u00a0images,\u00a0recordings and\u00a0software\u00a0is our property\u00a0and\/or\u00a0its content\u00a0suppliers\u00a0and\u00a0may\u00a0protected\u00a0by\u00a0copyright\u00a0or\u00a0trademark\u00a0laws.\u00a0<\/p>\n \n License<\/u><\/strong><\/b>\u00a0for\u00a0Your\u00a0Use<\/u><\/strong><\/b><\/p>\n For\u00a0any\u00a0period of time that\u00a0you\u00a0use this Website\u00a0and\u00a0abide\u00a0by\u00a0these terms, we\u00a0grant\u00a0to\u00a0you\u00a0a limited,\u00a0revocable\u00a0and\u00a0nonexclusive\u00a0license\u00a0to\u00a0access\u00a0this Website for\u00a0your\u00a0use but not to\u00a0copy,\u00a0download\u00a0or\u00a0modify it, or any portion of it, for\u00a0any\u00a0commercial\u00a0purpose\u00a0except\u00a0with our\u00a0express\u00a0written\u00a0consent.\u00a0This Website or any portion of this Website may not be\u00a0reproduced,\u00a0duplicated,\u00a0copied, sold or\u00a0otherwise\u00a0exploited\u00a0for\u00a0any\u00a0commercial\u00a0purpose without our\u00a0express\u00a0written\u00a0consent.\u00a0\u00a0You\u00a0may\u00a0not\u00a0utilize\u00a0framing\u00a0to\u00a0enclose\u00a0any\u00a0trademark,\u00a0logo,\u00a0content or other proprietary information\u00a0contained\u00a0on this Website without our\u00a0express\u00a0written\u00a0consent.\u00a0 You may not use\u00a0any meta\u00a0tags\u00a0or\u00a0any\u00a0other\u00a0\u201chidden\u00a0text\u201d utilizing\u00a0our\u00a0or our\u00a0affiliates\u2019\u00a0trademarks\u00a0without our\u00a0express\u00a0written\u00a0consent.<\/p>\n \n You\u00a0agree\u00a0to use this Website only\u00a0for lawful\u00a0purposes,\u00a0and\u00a0you\u00a0acknowledge\u00a0that\u00a0your failure\u00a0to do so\u00a0may\u00a0subject\u00a0you\u00a0to civil or\u00a0criminal\u00a0liability.\u00a0\u00a0You\u00a0agree\u00a0not to 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of\u00a0Connecticut,\u00a0without\u00a0regard\u00a0to\u00a0principles\u00a0of\u00a0conflict\u00a0of law,\u00a0and\u00a0that\u00a0any\u00a0action\u00a0based on or\u00a0alleging\u00a0a\u00a0breach\u00a0of these\u00a0provisions\u00a0must be\u00a0brought\u00a0in a state or\u00a0federal\u00a0court\u00a0located\u00a0in the State of\u00a0Connecticut.\u00a0In\u00a0addition,\u00a0you\u00a0agree to submit to the\u00a0personal\u00a0jurisdiction\u00a0and\u00a0venue\u00a0of such\u00a0courts.<\/p>\n \n